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CuttingExpenses

Special to the NNPA from The Atlanta Voice

 

1. Use the public library to check out movies or books for free.
2. Consider dropping your land line phone at home. Your cell phone may be all you need and some come with free long-distance services.
3. Send free e-cards and save on postage.
4. Stop buying clothes that are “dry clean only.” Learn to iron.
5. Don’t renew subscriptions to publications you don’t have time to read.

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College

While college can be one of the best experiences of your life, it can also be one of the most expensive. The average cost per year for a 4-year degree at a state-sponsored school currently runs $22,261 for in-state students and $35,321 for out-of-state students, according to a 2012 College Board report. With a few tips and strategies, you can ease your financial burden by applying for scholarships.

The fact is, the more money you can get in scholarships, the less you’ll need to borrow. Scholarships are awarded by universities, nonprofit organizations, corporations and private individuals. There are many different kinds of scholarships – some are need-based while others focus on what a student’s interests are – so start searching early and be persistent.

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Housing

Special to the NNPA from The Final Call

Hispanics, Asians and African-Americans who are looking to purchase a home still face discrimination in subtle forms, according to a new national study.

According to the study, commissioned by the federal Department of Housing and Urban Development (HUD), minority customers were shown fewer available homes than Whites with similar qualifications.

Minorities were also asked more questions about their finances and given fewer offers of help financing a loan.

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Governor_Perry_signs_sweeping_education_billEnding days of speculation, on Monday, Gov. Rick Perry signed education reform legislation that will roll back the number of high-stakes tests and seek to provide greater opportunities for students who are not college bound.

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Black_man_and_baby_Fathers_DayWe hear the statistics all too often. Currently, “only 28 percent of Black youth have their fathers in the home. In 1920, it was 90 percent and in 1960 it was 80 percent.”

FALLBROOK CHURCH - CHRISTMAS IN JULY

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