Business

CreditAs Black America continues to struggle with high unemployment rates, a new research report by Demos, a public policy organization titled, Discredited: How employment credit checks keep qualified workers out of a job, unveils how the use of credit history in employment decisions is often leaving people of color in the unemployment lines.

CreditAs I write, Chaka Khan’s empowering “I’m Every Woman” loops in my head – like a soundtrack. (By the way, have you seen her lately? All slim, trim and more fabulous than ever). It’s Women’s History Month and the lyrics to that iconic anthem should be resonating with all women, and those who love us, as we celebrate ourselves and the countless contributions we make everyday – both large and small - that keep the world turning.

CreditA strong credit history isn’t just nice to have – it’s a must-have in today’s world. Many consumers only consider their credit when they are applying for a new credit card or loan. But, lenders aren’t the only people who look at a person’s credit: landlords, cell phone companies and utility providers often do, too.

Basic Banking for Successful Small BusinessFor business owners, time is money. With all their energies focused on making their businesses successful, business owners often decide to begin with “the basics” for their financial accounts and choose products that mirror the personal financial accounts that they already know how to manage. Yet to be successful, there are several financial choices business owners should consider to meet the unique needs of their businesses:

Going it Alone | A Financial Guide for SinglesSingle individuals without children make up one of the fastest-growing segments of society today. In fact, the U.S. Census Bureau reports that for the first time in the nation’s history, there are now more people living alone in single-person households than there are traditional families of a husband, wife and one child.

According to the latest U.S. census, as of the year 2000 there were approximately 27.2 million single-person households versus about 16.6 million three-person family households. And the percentage of single-person U.S. households — now at 26 percent — has been steadily increasing for at least three decades.

DrivingWhether you thank it or blame it, today’s technology means we’re busier than we’ve ever been. And that “10 things at once 24/7” pressure even extends to drivers trying to multi-task behind the wheel. But if you’re taking phone calls, texting, and engaging with your passengers, you’re not being efficient - you’re being a menace to other drivers and a magnet for car crashes.

SocialSecurityFor the more than 5 million consumers who still collect their Social Security by check, February is a crucial month for them. In order to save tax payers id="mce_marker" billion over 10 years and mitigate Social Security fraud, the government has informed these participants that they need to sign up for direct deposit or the Direct Express debit card by March 1, 2013.

FALLBROOK CHURCH - CHRISTMAS IN JULY

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